Choose Your Plan
Pick the bureaus and report types you need. Single-bureau or tri-merge. FICO or VantageScore.
Trusted by 1,000+ Lenders Nationwide
Stop Wasting Time on Borrowers Who Don't Qualify
iSoftpull gives you a full credit report and FICO Score with just a name, address, and consumer consent. No SSN. No credit score impact. Know if they qualify in seconds — before you spend a minute on paperwork.
One-time setup. Plans from $99/mo. No long-term contracts.
The Problem
Hard Pulls Are Costing You Deals
Traditional credit checks require an SSN, hurt your applicant's credit score, and take days. By the time you know if someone qualifies, they've already moved on to a competitor.
| Feature | Hard Pull | iSoftpull |
|---|---|---|
| SSN Required | Yes | No |
| Credit Score Impact | Yes (-5 to -10 pts) | None |
| Time to Result | 1-3 days | <5 seconds |
| Consumer Consent | Written + SSN | Name + Address |
| Full FICO Score | Yes | Yes |
| Full Credit Report | Yes | Yes |
| Drop-off Rate | 40-60% | <5% |
How It Works
Three Steps to Pre-Qualification
Get credentialed and start pulling credit reports the same day.
Get Credentialed
Sign our EUA digitally, verify your business with automated KYB checks. Most are approved same-day.
Start Pulling
Enter a name, address, and consumer consent. Get a full credit report and FICO score in under 5 seconds.
40%
of borrowers drop off when asked for SSN
5s
average time to full credit report
3x
more applications completed
$0
credit score impact to your borrower
Built For Your Industry
Trusted Across Every Lending Vertical
From home improvement to equipment leasing, iSoftpull works wherever credit decisions happen.
Contractors
Pre-qualify homeowners before the site visit. Roofing, HVAC, remodeling, and more.
Business Loans
Screen business loan applicants instantly. Full personal + commercial credit.
Personal Loans
Pre-qualify personal loan borrowers without hurting their credit score.
Home Improvement
Know if homeowners qualify for financing before you schedule the appointment.
Equipment Leasing
Pre-qualify buyers before drafting the lease. Commercial and consumer credit.
Solar
Qualify homeowners for solar financing before the site survey.
Get Started
See iSoftpull in Action
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