Collect Basic Info
Applicant enters their name and address. No SSN, no date of birth required.
Built for Personal Loan Companies
Pre-Qualify Personal Loan Borrowers Without SSN
Your applicants are shopping rates. Don't lose them to a competitor because you asked for their SSN first. iSoftpull gets you a full credit report and FICO score with just a name and address.
Plans from $99/mo. No long-term contracts.
The Problem
SSN Requirements Kill Your Conversion Rate
Personal loan borrowers are rate-shopping across 5-10 lenders. The moment you ask for their SSN, 40-60% abandon the application. They know it means a hard inquiry that hurts their score.
| Metric | Hard Pull | iSoftpull |
|---|---|---|
| Application abandonment | 40-60% | <8% |
| Credit score impact | -5 to -10 pts | None |
| Time to pre-qualify | 1-3 days | <5 seconds |
| SSN required | Yes | No |
| Full FICO + report | Yes | Yes |
How It Works
Three Steps to Pre-Qualification
Instant Soft Pull
Full credit report and FICO score returned in under 5 seconds. Zero credit impact.
Present Pre-Qualified Offers
Show the applicant their pre-qualified rate and terms. Convert while they're engaged.
40%
of borrowers drop off when asked for SSN
3x
more completed applications with soft pulls
$0
credit score impact to your borrower
5s
average time to full credit report